Find insurance guidance for your contractor trade.
From familiar artisan work to complex field operations, start with the page that most closely describes what your business actually does.
Search by trade or operation.
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No exact match?
Clear the filter or send the exact operation through the general contractor form.
Describe My OperationOther contractors and service businesses may be considered.
A website list cannot capture every operation. Ford Agency may also consider eligible interior trades, exterior services, installation businesses, repair operations, specialty service contractors and related commercial accounts.
Availability depends on the full operation and underwriting. Do not select a “close enough” trade if it leaves work undisclosed—tell us exactly what the business does.
Other Contractor or Service BusinessGive underwriters enough context to make a real decision.
- Percentages by operation
- Maximum height, depth or project size
- Hot work, industrial work or structural work
- Vehicles, heavy equipment and service radius
- Subcontracting and written controls
- Safety practices and loss history
Use the most accurate starting point.
Underwriting works better when the operation is fully disclosed.
Use the general contractor quote form and describe every operation you perform. Ford Agency may be able to consider additional contracting and service operations; listing a trade does not guarantee market eligibility.
Insurance classifications and underwriting reflect the actual work. Height, excavation, hot work, design, chemicals, subcontractors, project types and customers can change the available markets and coverage needs.
Sometimes, but all operations must be disclosed and accepted by the insurer. Multiple policies or specialty coverage may be needed when exposures do not fit one program.
Yes. Ford Agency can explore standard and surplus-lines options when appropriate. A detailed submission is especially important for complex operations.
Don’t see your exact trade? Describe it.
Tell us the work you perform, the customers you serve, where you work and any unusual operations. We’ll help identify the information needed and explore appropriate options.